For Creditors

The key value at MGJL is an ethical approach. We will endeavour to get the best solution for all of our clients to help them deal with their creditors.

In addition to our ethical approach, we operate in a strictly regulated business environment of legal statute, rules and regulation. Michael Gillard is licensed to act as an insolvency practitioner in the UK by the Institute of Chartered Accountants in England & Wales

It is extremely important that all creditors are aware of their rights and obligations when a debtor is facing insolvency.

The Association of Business Recovery Professionals or “R3” website sets out useful information for Insolvency professionals. Find them at

The Association also issues a set of Standard Terms & Conditions applicable to all Voluntary Arrangements.


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